{"id":626,"date":"2024-02-07T17:11:32","date_gmt":"2024-02-07T20:11:32","guid":{"rendered":"https:\/\/abfintechs.com.br\/blog\/?p=626"},"modified":"2024-02-08T17:08:50","modified_gmt":"2024-02-08T20:08:50","slug":"cmn-altera-regras-para-emissao-de-cri-cra-lca-lci-lig","status":"publish","type":"post","link":"https:\/\/abfintechs.com.br\/blog\/cmn-altera-regras-para-emissao-de-cri-cra-lca-lci-lig\/","title":{"rendered":"CMN altera regras para emiss\u00e3o de CRI, CRA, LCA, LCI e LIG\u00a0"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>O Conselho Monet\u00e1rio Nacional (CMN) mudou as regras para a emiss\u00e3o de Certificados de Receb\u00edveis Imobili\u00e1rios (CRI), Certificados de Receb\u00edveis Agr\u00edcolas (CRA), Letras de Cr\u00e9dito Imobili\u00e1rio (LCI) e Letras de Cr\u00e9dito do Agroneg\u00f3cio (LCA). As mudan\u00e7as incidem principalmente no perfil dos emissores e nas restri\u00e7\u00f5es nos lastros. As modifica\u00e7\u00f5es foram publicadas nas resolu\u00e7\u00f5es 5.118, que tratam de CRA e CRI, e a 5.119, sobre LCA, LCI e LIG, do dia 1\u00b0 de fevereiro e passam a valer a partir de [m\u00eas] de 2024.<\/p>\n\n\n\n<p>Hoje, a defini\u00e7\u00e3o dos agentes que podem emitir esses t\u00edtulos n\u00e3o \u00e9 precisa, o que abre margem para neg\u00f3cios n\u00e3o relacionados usufru\u00edrem da isen\u00e7\u00e3o de impostos oferecida pelo Governo para emiss\u00e3o de receb\u00edveis dos ramos Agr\u00edcola e Imobili\u00e1rio.<\/p>\n\n\n\n<p>A proposta das novas regras \u00e9 aumentar a restri\u00e7\u00e3o, tanto dos emissores, quanto aos lastros que se enquadram na categoria. Outra grande quest\u00e3o \u00e9 a certifica\u00e7\u00e3o. N\u00e3o h\u00e1 um controle preciso para que n\u00e3o haja t\u00edtulos vendidos mais de uma vez como lastro para empr\u00e9stimo de investidores.<\/p>\n\n\n\n<p>N\u00f3s da ABFintechs entendemos que abusos na utiliza\u00e7\u00e3o dos instrumentos de financiamento das cadeias de produ\u00e7\u00e3o do agro e do mercado imobili\u00e1rio devem ser combatidos, mas tamb\u00e9m entendemos que mudan\u00e7as estruturais em um segmento j\u00e1 consolidado devem ser precedidas de um debate amplo e t\u00e9cnico com o mercado para t\u00e3o somente combater assimetrias e corrigir inefici\u00eancias.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><strong><strong><strong><strong>Pronto para impulsionar sua fintech? Seja um associado(a) da ABFintechs!<\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>Criada em 2016, a Associa\u00e7\u00e3o Brasileira de Fintechs (ABFintechs) busca atender e representar as demandas de cerca de 700 fintechs associadas junto aos \u00f3rg\u00e3os governamentais e reguladores, atuando em quest\u00f5es regulat\u00f3rias importantes para o mercado financeiro e de inova\u00e7\u00e3o no Brasil.<\/p>\n\n\n\n<p>Se tornar um associado(a) da ABFintechs proporciona in\u00fameros benef\u00edcios para o desenvolvimento da sua empresa, tais como: pre\u00e7os especiais e possibilidade de participar em eventos promovidos pela associa\u00e7\u00e3o, atua\u00e7\u00e3o ativa no maior ecossistema de fintechs do Brasil e comunica\u00e7\u00e3o r\u00e1pida sobre novas regras e mudan\u00e7as no mercado financeiro.<\/p>\n\n\n\n<p>Confira mais sobre a ABFintechs e participe da transforma\u00e7\u00e3o digital do mercado financeiro \u2014 acesse nosso site <a href=\"https:\/\/abfintechs.com.br\/junte-se-a-nos\/\">neste link<\/a> e saiba mais.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"inherit-container-width wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>O Conselho Monet\u00e1rio Nacional (CMN) mudou as regras para a emiss\u00e3o de Certificados de Receb\u00edveis Imobili\u00e1rios (CRI), Certificados de Receb\u00edveis Agr\u00edcolas (CRA), Letras de Cr\u00e9dito Imobili\u00e1rio (LCI) e Letras de Cr\u00e9dito do Agroneg\u00f3cio (LCA). As mudan\u00e7as incidem principalmente no perfil dos emissores e nas restri\u00e7\u00f5es nos lastros. As modifica\u00e7\u00f5es foram publicadas nas resolu\u00e7\u00f5es 5.118, que &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/abfintechs.com.br\/blog\/cmn-altera-regras-para-emissao-de-cri-cra-lca-lci-lig\/\"> <span class=\"screen-reader-text\">CMN altera regras para emiss\u00e3o de CRI, CRA, LCA, LCI e LIG\u00a0<\/span> Leia mais &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":631,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[1],"tags":[86,94,64,92,12,95,93,53],"class_list":["post-626","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-regulacao","tag-agricola","tag-cmn","tag-credito","tag-emissao","tag-fintechs","tag-imobiliario","tag-recebiveis","tag-tecnologia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>CMN altera regras para emiss\u00e3o de CRI, CRA, LCA, LCI e LIG\u00a0 - Blog ABFintechs<\/title>\n<meta name=\"description\" content=\"O Conselho Monet\u00e1rio Nacional (CMN) vai mudar as regras para a emiss\u00e3o de Certificados de Receb\u00edveis Imobili\u00e1rios (CRI), Certificados de Receb\u00edveis Agr\u00edcolas (CRA), Letras de Cr\u00e9dito Imobili\u00e1rio (LCI) e Letras de Cr\u00e9dito do Agroneg\u00f3cio (LCA).\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/abfintechs.com.br\/blog\/cmn-altera-regras-para-emissao-de-cri-cra-lca-lci-lig\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CMN altera regras para emiss\u00e3o de CRI, CRA, LCA, LCI e LIG\u00a0\" \/>\n<meta property=\"og:description\" content=\"O Conselho Monet\u00e1rio Nacional (CMN) vai mudar as regras para a emiss\u00e3o de Certificados de Receb\u00edveis Imobili\u00e1rios (CRI), Certificados de Receb\u00edveis Agr\u00edcolas (CRA), Letras de Cr\u00e9dito Imobili\u00e1rio (LCI) e Letras de Cr\u00e9dito do Agroneg\u00f3cio (LCA).\" \/>\n<meta property=\"og:url\" content=\"https:\/\/abfintechs.com.br\/blog\/cmn-altera-regras-para-emissao-de-cri-cra-lca-lci-lig\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog ABFintechs\" \/>\n<meta property=\"article:published_time\" content=\"2024-02-07T20:11:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-08T20:08:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/abfintechs.com.br\/blog\/wp-content\/uploads\/2024\/02\/Agro-e-Imoveis-768x768.png\" \/>\n\t<meta property=\"og:image:width\" content=\"768\" \/>\n\t<meta property=\"og:image:height\" content=\"768\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"ABFintechs\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"CMN altera regras para emiss\u00e3o de CRI, CRA, LCA, LCI e LIG\u00a0\" \/>\n<meta name=\"twitter:description\" content=\"O Conselho Monet\u00e1rio Nacional (CMN) vai mudar as regras para a emiss\u00e3o de Certificados de Receb\u00edveis Imobili\u00e1rios (CRI), Certificados de Receb\u00edveis Agr\u00edcolas (CRA), Letras de Cr\u00e9dito Imobili\u00e1rio (LCI) e Letras de Cr\u00e9dito do Agroneg\u00f3cio (LCA).\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"ABFintechs\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/abfintechs.com.br\/blog\/cmn-altera-regras-para-emissao-de-cri-cra-lca-lci-lig\/\",\"url\":\"https:\/\/abfintechs.com.br\/blog\/cmn-altera-regras-para-emissao-de-cri-cra-lca-lci-lig\/\",\"name\":\"CMN altera regras para emiss\u00e3o de CRI, CRA, LCA, LCI e LIG\u00a0 - Blog ABFintechs\",\"isPartOf\":{\"@id\":\"https:\/\/abfintechs.com.br\/blog\/#website\"},\"datePublished\":\"2024-02-07T20:11:32+00:00\",\"dateModified\":\"2024-02-08T20:08:50+00:00\",\"author\":{\"@id\":\"https:\/\/abfintechs.com.br\/blog\/#\/schema\/person\/831aae8a260d814dc399d0fe01bc32e7\"},\"description\":\"O Conselho Monet\u00e1rio Nacional (CMN) vai mudar as regras para a emiss\u00e3o de Certificados de Receb\u00edveis Imobili\u00e1rios (CRI), Certificados de Receb\u00edveis Agr\u00edcolas (CRA), Letras de Cr\u00e9dito Imobili\u00e1rio (LCI) e Letras de Cr\u00e9dito do Agroneg\u00f3cio (LCA).\",\"breadcrumb\":{\"@id\":\"https:\/\/abfintechs.com.br\/blog\/cmn-altera-regras-para-emissao-de-cri-cra-lca-lci-lig\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/abfintechs.com.br\/blog\/cmn-altera-regras-para-emissao-de-cri-cra-lca-lci-lig\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/abfintechs.com.br\/blog\/cmn-altera-regras-para-emissao-de-cri-cra-lca-lci-lig\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\/\/abfintechs.com.br\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"CMN altera regras para emiss\u00e3o de CRI, CRA, LCA, LCI e LIG\u00a0\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/abfintechs.com.br\/blog\/#website\",\"url\":\"https:\/\/abfintechs.com.br\/blog\/\",\"name\":\"Blog ABFintechs\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/abfintechs.com.br\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"pt-BR\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/abfintechs.com.br\/blog\/#\/schema\/person\/831aae8a260d814dc399d0fe01bc32e7\",\"name\":\"ABFintechs\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\/\/abfintechs.com.br\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/7ecc8b9714383dc7d4ffa79a610236023d3efd20a19c4f67d08f86412d043e3b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/7ecc8b9714383dc7d4ffa79a610236023d3efd20a19c4f67d08f86412d043e3b?s=96&d=mm&r=g\",\"caption\":\"ABFintechs\"},\"sameAs\":[\"http:\/\/abfintechs.com.br\/blog\"],\"url\":\"https:\/\/abfintechs.com.br\/blog\/author\/uabfintechs\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"CMN altera regras para emiss\u00e3o de CRI, CRA, LCA, LCI e LIG\u00a0 - Blog ABFintechs","description":"O Conselho Monet\u00e1rio Nacional (CMN) vai mudar as regras para a emiss\u00e3o de Certificados de Receb\u00edveis Imobili\u00e1rios (CRI), Certificados de Receb\u00edveis Agr\u00edcolas (CRA), Letras de Cr\u00e9dito Imobili\u00e1rio (LCI) e Letras de Cr\u00e9dito do Agroneg\u00f3cio (LCA).","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/abfintechs.com.br\/blog\/cmn-altera-regras-para-emissao-de-cri-cra-lca-lci-lig\/","og_locale":"pt_BR","og_type":"article","og_title":"CMN altera regras para emiss\u00e3o de CRI, CRA, LCA, LCI e LIG\u00a0","og_description":"O Conselho Monet\u00e1rio Nacional (CMN) vai mudar as regras para a emiss\u00e3o de Certificados de Receb\u00edveis Imobili\u00e1rios (CRI), Certificados de Receb\u00edveis Agr\u00edcolas (CRA), Letras de Cr\u00e9dito Imobili\u00e1rio (LCI) e Letras de Cr\u00e9dito do Agroneg\u00f3cio (LCA).","og_url":"https:\/\/abfintechs.com.br\/blog\/cmn-altera-regras-para-emissao-de-cri-cra-lca-lci-lig\/","og_site_name":"Blog ABFintechs","article_published_time":"2024-02-07T20:11:32+00:00","article_modified_time":"2024-02-08T20:08:50+00:00","og_image":[{"width":768,"height":768,"url":"https:\/\/abfintechs.com.br\/blog\/wp-content\/uploads\/2024\/02\/Agro-e-Imoveis-768x768.png","type":"image\/png"}],"author":"ABFintechs","twitter_card":"summary_large_image","twitter_title":"CMN altera regras para emiss\u00e3o de CRI, CRA, LCA, LCI e LIG\u00a0","twitter_description":"O Conselho Monet\u00e1rio Nacional (CMN) vai mudar as regras para a emiss\u00e3o de Certificados de Receb\u00edveis Imobili\u00e1rios (CRI), Certificados de Receb\u00edveis Agr\u00edcolas (CRA), Letras de Cr\u00e9dito Imobili\u00e1rio (LCI) e Letras de Cr\u00e9dito do Agroneg\u00f3cio (LCA).","twitter_misc":{"Escrito por":"ABFintechs","Est. tempo de leitura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/abfintechs.com.br\/blog\/cmn-altera-regras-para-emissao-de-cri-cra-lca-lci-lig\/","url":"https:\/\/abfintechs.com.br\/blog\/cmn-altera-regras-para-emissao-de-cri-cra-lca-lci-lig\/","name":"CMN altera regras para emiss\u00e3o de CRI, CRA, LCA, LCI e LIG\u00a0 - Blog ABFintechs","isPartOf":{"@id":"https:\/\/abfintechs.com.br\/blog\/#website"},"datePublished":"2024-02-07T20:11:32+00:00","dateModified":"2024-02-08T20:08:50+00:00","author":{"@id":"https:\/\/abfintechs.com.br\/blog\/#\/schema\/person\/831aae8a260d814dc399d0fe01bc32e7"},"description":"O Conselho Monet\u00e1rio Nacional (CMN) vai mudar as regras para a emiss\u00e3o de Certificados de Receb\u00edveis Imobili\u00e1rios (CRI), Certificados de Receb\u00edveis Agr\u00edcolas (CRA), Letras de Cr\u00e9dito Imobili\u00e1rio (LCI) e Letras de Cr\u00e9dito do Agroneg\u00f3cio (LCA).","breadcrumb":{"@id":"https:\/\/abfintechs.com.br\/blog\/cmn-altera-regras-para-emissao-de-cri-cra-lca-lci-lig\/#breadcrumb"},"inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/abfintechs.com.br\/blog\/cmn-altera-regras-para-emissao-de-cri-cra-lca-lci-lig\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/abfintechs.com.br\/blog\/cmn-altera-regras-para-emissao-de-cri-cra-lca-lci-lig\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/abfintechs.com.br\/blog\/"},{"@type":"ListItem","position":2,"name":"CMN altera regras para emiss\u00e3o de CRI, CRA, LCA, LCI e LIG\u00a0"}]},{"@type":"WebSite","@id":"https:\/\/abfintechs.com.br\/blog\/#website","url":"https:\/\/abfintechs.com.br\/blog\/","name":"Blog ABFintechs","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/abfintechs.com.br\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"pt-BR"},{"@type":"Person","@id":"https:\/\/abfintechs.com.br\/blog\/#\/schema\/person\/831aae8a260d814dc399d0fe01bc32e7","name":"ABFintechs","image":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/abfintechs.com.br\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/7ecc8b9714383dc7d4ffa79a610236023d3efd20a19c4f67d08f86412d043e3b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7ecc8b9714383dc7d4ffa79a610236023d3efd20a19c4f67d08f86412d043e3b?s=96&d=mm&r=g","caption":"ABFintechs"},"sameAs":["http:\/\/abfintechs.com.br\/blog"],"url":"https:\/\/abfintechs.com.br\/blog\/author\/uabfintechs\/"}]}},"_links":{"self":[{"href":"https:\/\/abfintechs.com.br\/blog\/wp-json\/wp\/v2\/posts\/626","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/abfintechs.com.br\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/abfintechs.com.br\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/abfintechs.com.br\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/abfintechs.com.br\/blog\/wp-json\/wp\/v2\/comments?post=626"}],"version-history":[{"count":2,"href":"https:\/\/abfintechs.com.br\/blog\/wp-json\/wp\/v2\/posts\/626\/revisions"}],"predecessor-version":[{"id":630,"href":"https:\/\/abfintechs.com.br\/blog\/wp-json\/wp\/v2\/posts\/626\/revisions\/630"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/abfintechs.com.br\/blog\/wp-json\/wp\/v2\/media\/631"}],"wp:attachment":[{"href":"https:\/\/abfintechs.com.br\/blog\/wp-json\/wp\/v2\/media?parent=626"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/abfintechs.com.br\/blog\/wp-json\/wp\/v2\/categories?post=626"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/abfintechs.com.br\/blog\/wp-json\/wp\/v2\/tags?post=626"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}